Legal Document

Fy99 Terms and Conditions – A Complete Guide for Members

Please read these Terms & Conditions carefully before creating an account on fy99. Everything about your rights, responsibilities, and our commitments is clearly stated here.

Last Updated: January 1, 2026
Transparent Rules
No Hidden Terms
Written in Bengali
In Plain Language
Member-Friendly
Protecting Your Interests
Regular Updates
Always Up to Date

Key Highlights of the Terms & Conditions

👤
Account & Registration

Each person may register only one account. Accurate information is required at sign-up. Providing false details may result in account closure.

💰
Payments & Transactions

Fy99 supports transactions via Mobile Pay, Nagad, Rocket, and bank transfer. All transactions are secure and encrypted. KYC verification is required before withdrawals.

🎁
Bonuses & Promotions

Each bonus comes with specific wagering requirements. Misuse of bonuses may result in forfeiture of the benefit. Terms and conditions are always clearly stated.

🔒
Data Protection & Privacy

Fy99 does not sell your personal data to third parties. All data is stored with SSL encryption on secure servers.

🛡️
Responsible Gaming

Fy99 offers self-exclusion and limit-setting tools to help prevent excessive gaming. Anyone under 18 is not permitted to register on fy99.

⚖️
Dispute Resolution

For any dispute, fy99's support team will first attempt to resolve the matter. For unresolved issues, the decision of the licensing authority will be final.

1
General Terms & Conditions

Fy99 (operated under the fy99.click domain) is an international-standard online gaming platform for users in Bangladesh. These Terms and Conditions form a legally binding agreement between fy99 and its members.

By registering on fy99 or using the platform, you confirm that you have read, understood, and agreed to these complete Terms and Conditions. If you do not agree with any of the terms, please refrain from using fy99.

Important: These terms and conditions have been made available in Bengali for the convenience of our members. In the event of any discrepancy or interpretation dispute, the official version as determined by fy99 shall prevail.

Fy99 reserves the right to update these Terms & Conditions at any time. Members will be notified of any changes via email or a notification on the platform.

2
Eligibility & Registration

2.1 Age Requirement

You must be at least 18 years old to register and play on fy99. We believe responsible gaming starts with age verification. fy99 actively works to prevent minors from accessing its gaming services.

2.2 One Account Policy

Only one account is allowed per person, household, or device. Opening multiple accounts is strictly prohibited and will be treated as bonus abuse. If multiple accounts are detected, all of them will be closed and any remaining balances may be forfeited.

2.3 Providing Accurate Information

During registration, you are required to provide your real name, date of birth, address, and contact details accurately. Providing false or fabricated information may result in verification failure and withdrawal holds.

Using someone else's information during registration is strictly prohibited. If discovered, the account will be permanently closed.

3
Account Management

3.1 Password Security

Keeping your fy99 account password secure is your responsibility. Use a strong password and never share it with anyone. If you forget your password, use the "Forgot Password" option.

3.2 KYC Verification

KYC (Know Your Customer) verification must be completed before making a withdrawal. This requires submitting a copy of your National ID or passport. Verification is typically completed within 24–48 hours.

3.3 Account Inactivity

An account will be marked inactive after 12 consecutive months with no transactions. A monthly maintenance fee of ৳50 may be deducted from inactive accounts. Logging back in will reactivate your account.

4
Deposits & Withdrawals

Method Minimum Deposit Minimum Withdrawal Processing Time
Mobile Pay ৳100 ৳500 1–3 hours
Nagad ৳100 ৳500 1–3 hours
Rocket ৳200 ৳500 2–6 Hours
Bank Transfer ৳500 ৳1,000 1–3 Business Days

4.1 Withdrawal Conditions

KYC verification is required to process withdrawals. Please use the same payment method for withdrawals as you did for your deposit. Withdrawals may be held if your deposit has not been wagered at least once.

4.2 Transaction Security

Fy99 will never ask members for their bank account number or mobile banking PIN directly. If you receive any such request, report it to support@fy99.click immediately.

fy99 keeps a record of every deposit and withdrawal transaction. Hold on to your transaction ID if any issue comes up.

5
Bonuses & Promotions

5.1 Wagering Requirements

Every bonus on fy99 comes with specific wagering requirements. For example, a bonus with a 20x wagering requirement means you must wager 20 times the bonus amount before a withdrawal can be made.

5.2 Bonus Usage Rules

  • Only one bonus may be active at a time — you cannot claim another bonus while one is already in use (unless otherwise specified).
  • Not all games contribute equally toward meeting bonus wagering requirements — slots typically contribute 100%, while live table games contribute 10–20%.
  • Fy99 reserves the right to investigate any suspected bonus abuse.
  • The welcome bonus applies to your first deposit only.

5.3 Grounds for Bonus Cancellation

If evidence of multiple accounts, use of another person's credentials, or bonus abuse is found, fy99 reserves the right to void the bonus and any associated winnings.

6
Gaming Rules

6.1 Fair Gaming

All games on fy99 use internationally certified RNG (Random Number Generator) technology. Every game outcome is completely random and independent — previous results have no effect on future ones.

6.2 Game Interruptions

If a game is interrupted due to connectivity issues, fy99 will restore it from your last saved state. Any bet that ended under ambiguous circumstances will be settled based on server logs.

6.3 Maximum Betting Limits

Each game has a maximum bet limit. When playing with a bonus balance, the maximum stake per bet is ৳500 (unless otherwise specified).

7
Prohibited Activities

The following activities are strictly prohibited on fy99:

  • Creating multiple accounts or using another person's account.
  • Misusing bonuses or promotions (including arbitrage betting).
  • Using hacking, cracking, or any unauthorized software.
  • Depositing through money laundering or illegal funds.
  • Threatening or harassing other members.
  • Attempting to exploit system vulnerabilities on vy99 for unfair advantage.

If any of the above activities are found to have occurred, the account will be permanently suspended and all balances will be forfeited. Legal action may be taken where necessary.

8
Privacy & Data Protection

Fy99 takes the protection of your personal information very seriously. Our Privacy Policy is an integral part of these terms and conditions. To learn more, Privacy Policy View page.

8.1 Data Collection

Fy99 stores information provided during registration, gaming activity, and transaction records. This data is used to deliver a better experience and ensure platform security.

8.2 Third Parties

Fy99 never sells your data. Only limited information may be shared when legally required or needed by payment processors.

9
Responsible Gaming

Fy99 believes gaming should be a source of enjoyment, not addiction. That's why we provide a range of protective tools you can use at any time.

  • Deposit Limit: Set daily, weekly, or monthly deposit limits.
  • Self-Exclusion: Temporarily suspend your account for a set period of time.
  • Reality Check: Get reminders about your gaming session length at set intervals.
  • Permanent Closure: If you feel you may be addicted to gaming, you can permanently close your account.

For more details, visit our Responsible Gaming View page.

10
Account Closure & Restrictions

10.1 Member-Initiated

You can close your account at any time by emailing support@fy99.click. Any remaining balance at the time of closure can be withdrawn once KYC verification is complete.

10.2 At fy99's Discretion

Fy99 may suspend or permanently close an account for the following reasons:

  • Violation of the Terms and Conditions.
  • If evidence of fraud or deception is found.
  • Suspected money laundering activity.
  • If you refuse to complete KYC verification.

11
Dispute Resolution

For any dispute with fy99, please reach out to our support team first. We aim to resolve all issues within 48 hours.

11.1 Complaint Process

  1. Send a detailed complaint to support@fy99.click.
  2. Include your transaction ID, date, and a description of the issue.
  3. Our team will get back to you within 48 hours.
  4. If the issue remains unresolved, an appeal may be submitted to the licensing authority.

In the event of a dispute, server logs and transaction records will serve as the final and definitive evidence.

12
Changes to Terms & Their Effect

Fy99 reserves the right to modify these Terms and Conditions, in whole or in part, at any time. For significant changes, members will be notified at least 7 days in advance.

Continued use of fy99 after any changes have been made will be considered acceptance of the updated terms and conditions. The latest version of these terms will always be available on this page.

If any part of these Terms is found to be legally unenforceable, the remaining provisions will continue to apply. For any questions about this agreement, contact us at support@fy99.click.

Frequently Asked Questions About Terms & Conditions

When fy99 updates its Terms & Conditions, a notification is sent to your registered email and a notice is displayed on the platform. For significant changes, at least 7 days' advance notice will be given.

If you withdraw before meeting the wagering requirements, only your original deposit amount will be paid out — the bonus and any winnings from it will be deducted. Make sure you read the terms carefully before accepting any bonus.

Contact support@fy99.click as soon as possible. If reported honestly, fy99 will generally keep one account and close the rest. If the duplication appears intentional, all accounts may be suspended.

With clear and complete documents, KYC verification is typically completed within 24–48 hours. Complex cases may take 3–5 business days. Withdrawals will be temporarily on hold while verification is in progress.

If a game is interrupted due to a server or technical issue on fy99's end, it will be settled fairly based on server logs. If the interruption is caused by your own internet connection, the game will be restored from its last saved state.

Ready to get started? Play now.

Play safely within fy99's transparent framework. Register for free today and enjoy your welcome bonus.

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